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The bestselling guide to getting finances under control-now fully updated and revised for these financially challenging times.

"One of the most usable resources we´ve ever seen."

- Money magazine

No matter your financial goal, a well-defined budget is the first step to achieving success. The Budget Kit offers consumers a foundation of knowledge, advice in reining in out of control spending, and necessary background information on personal investing.

Judy Lawrence, trusted budget coach and personal financial counselor, uses straightforward and easy-to-understand exercises to teach readers how to meet their financial needs and goals.

The Budget Kit is filled with forms and tools for record-keeping, including:
Monthly budget worksheet
Debt repayment worksheet
Online information record
Medical expense record
Flexible spending record
The Budget Kit is fully revised and now includes an updated online resource guide that directs readers to helpful websites for additional information on spending guidelines, credit card debt, and recovery issues.

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Judy Lawrence , MS Ed., lives in Silicon Valley and is a Personal Financial Counselor, Budget Coach and popular speaker on basic money management. Her master´s degree in counseling enhances her skill in helping people manage their money. Judy has been a frequent guest on TV and radio including CNBC, WGN, Iyanla Show, CNN Radio, USA Radio Network and Business Talk Radio and featured in Money , Kiplinger´s , the Chicago Sun-Times , and San Jose Mercury News .

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