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This extraordinary book, written by leading players in a burgeoning technology revolution, is about the merger of finance and technology (fintech), and covers its various aspects and how they impact each discipline within the financial services industry. It is an honest and direct analysis of where each segment of financial services will stand. Fintech: The New DNA of Financial Services provides an in-depth introduction to understanding the various areas of fintech and terminology such as AI, big data, robo-advisory, blockchain, cryptocurrency, InsurTech, cloud computing, crowdfunding and many more. Contributions from fintech innovators discuss banking, insurance and investment management applications, as well as the legal and human resource implications of fintech in the future.

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Introduction

Disruption of the Financial Services Industry

Singapore as a Fintech Ecosystem

Landscape of Fintech Startup Companies

Technology and Tools

VR, Mobile and Cloud

Software Development Tools

Data Science and Analysis

Data Science and Big Data

AI and Machine Learning Overview

AI and Machine Learning Techniques

Distributed Ledger

Blockchain and DLT

Blockchain Implementation Examples

Cryptocurrencies and Bitcoin

Banking and Insurance Applications

Digital Payment Systems

Asset Servicing-Corp Bk, Trade Fin, Ops, Setmt, Credit

Lending and Crowdfunding

InsurTech

Investment Management Applications

Roboadvisory and Asset Allocation

Portfolio Management and Risk Analysis

Capital Markets, Exchanges and Trading

Regulation and Governance Applications

Regulation: RegTech

Cybersecurity and Cybercrime

AML, Fraud Risk, Enterprise Risk, KYC

Non-finance Applications

HealthTech

ConsumerTech

Implications of Fintech

Legal Implication of Fintech

HR Implications of Fintech-People, Jobs, Skills, Locations

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Fintech is now a "must-know" area of knowledge for financial services professionals and students alike. Institutions and regulators must both adapt to this evolution. This book is a great compilation of the variety of fintech developments. -Sopnendu Mohanty, Chief Fintech Officer, Monetary Authority of Singapore Fintech is one of the most important developments in the finance industry in decades. Pranay and Mandy have provided a great service to the industry by compiling a comprehensive text covering all major aspects of fintech which does not require pre-existing programming or econometrics skills. It´s a must-read for those trying to stay current. -Stephen Horan, Managing Director - Credentialing, CFA Institute

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Pranay Gupta, National University of Singapore; T. Mandy Tham, Singapore Management University

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